Why Use DhanVani

Before knowing the importance of DhanVani in your life, its important to know

“Why is it important to Plan Your Finances Well?

Financial Planning or better management of money play a crucial role for individuals due to the following reasons:

Safety: Depositing surplus money in saving schemes ensures its security for future needs. Holding onto liquid money may not be safe in the long run.
Retirement Funds: Regularly investing in long-term saving schemes helps build a substantial retirement corpus. Starting early allows for significant growth, providing a comfortable life post-retirement.
Long-Term Benefits: Many schemes use compound interest, leading to impressive returns over the long term. Lock-in periods range from one to fifteen years or even until the age of 60, and the power of compounding ensures substantial maturity amounts.
Tax Savings: Numerous saving schemes offer tax benefits, such as deductions under Section 80C of the Income Tax Act on investments up to Rs. 1.5 lakh. Some schemes provide exemptions on investments, accrued interest, and maturity amounts.
Avoid Unwanted Expenses: Investing surplus money in suitable saving schemes prevents unnecessary spending on frivolous items, ensuring better financial discipline.

The cost of everyday essentials has been rising for the last few years. From supermarket basics to monthly bills, your money is likely not stretching as far as it used to.

If you’re behind on your bills or going into debt to pay them, the best thing you can do is take action now. There are places to turn to if you have money troubles or if you need help with bills urgently. You might be able to claim extra benefits to help you increase your income, such as Government Schemes, Scholarships for your kids, Tax Benefits, Smart Investing etc.

Whether you’re worried about everyday money, the bills you have to pay, rising rents, higher energy costs or tackling debt, we’ve brought together lot of important informative stuff, which can help you set off the impact of inflation. Latest updates and announcements can enable you to think like a smart investor, with minimal effort. Not only this, you may leverage the Free and paid sessions organized by Finance Sector Experts, Economists, CAs and Smart Investors to improve your financial behaviour.